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William Thomson

William Thomson

Loan Officer

All American Mortgage

Bakersfield, CA

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Mortgage

Loan Officer

During this time I started with and before I could get a loan through the company closed. I won't mention the names of the companies because they never bothered to add my license to their business (which for smaller companies is common until the after the first loan has been processed) so I had no official affiliation. If I had not loved being a loan officer as much as I did I wouldn't have accepted the conditions I was encouraged to accept. I thought, as I was putting this together, that these gaps deserved an explanation, which is I kept trying to be what I loved, and fit in to a position that really no longer exists, albeit you can still be a loan officer but you are no longer able to provide your clients with a tailored program to fit their individual needs, and the once hundreds of program choices are now down to just a few. Creativity, a head for numbers, a bold approach when dealing with the lender, the position that you are working for your client (for whom we had fiduciary responsibility)

Career medium 05
Career
Career medium 03

Liberty Construction

Manager Telemarketing Dept.

Started the Bakersfield branch in Oct. 2011 with an office Manager from L.A. To handle day to day functions, I was able to focus solely on hireling & training of telemarketers to be effective first call closers to produce appointments for a very large construction sales crew. Office closed in Nov. of 2012 due to owner being arrested for misappropriation of funds at the Los Angeles branch in 2012.

Career

All American Mortgage

Loan Officer

Primary objective was to develop new business using methods other than the other loan officers were useing, I.e, Telemarketing and my own book of business. I also streamlined their processing by adding to Calyx a credit report transposer as they were inputting credit data by hand and making them aware of the new definition of hand written regarding the 1003. With other miscellaneous enhancements we ended up taking 2 days off of processing time and being a volatile time in the market this was a definite advantage. In 2006 the real estate company that owned us decided (after a visit from Fannie Mae) that mortgage lending was not going to be a prosperous venture for a small outfit, we were given 20 days to close our affairs. Much more generous than many other loan officer I knew received.

Career medium 04
Career