Standard Chartered Bank
Medium Enterprises, Assistant Relationship Manager
August 2013 — Present
Interact with clients, gather requirements and gather financial statements and other inputs for performing quality analysis and due diligence.
Assist in the application approval process by analyzing the customers' financial statements, bank statements, customer records and recommend payment plans based on earnings, savings data, payment history and purchase activity.
Proper maintenance of credit files and ensure they are audit ready at any point in time.
Research and analysis- perform industry studies, conduct financial analysis of data such as income growth, quality of management and market share to determine expected profitability of loans.
Risk analysis-acquiring a good understanding of the risk associated with individual transactions through evaluation of products and creditors.
Client relationship management- resolve complaints and verify financial and credit transaction.
Business development- customer visits to acquire new business and intimately understand the customers' day to day business routines.
Learning & development- carry out regular staff training on process and procedures.
Product Development- working closely with the Product Development unit to establish more efficient credit processes and new products in line with the particular customers' industry requirements.
Work with Relationship Managers or ProductPartnersin structuring credit solutions for the client and ensuring appropriateness of the products.