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Simina Ion

Simina Ion

Sr. Processor

Superior Bank FSB

Franklin Square, N.Y.

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DSI INC

Consultant

Managed all aspects of business, accounts payable, accounts receivable, negotiated short sales and loan mods for various clientele from beginning stages to end stages.

Career medium 01
Career
Career medium 04

Save My Home Today

Modification Proccessor

Processed loan modifications from beginning to final stage, negotiated with various lenders to obtain the best possible bay net to benefit clients. Maintained updated logs for pipeline in order to ensure all departments were aware of application stage and missing documentation would be provided in order to finalize modification.

Career

Successful Services Inc.

Project Manager/ VP

Assisted in daily office tasks, accounts payable receivable year end etc.ensured all loans were in NYS Banking Dept. Compliance by keeping compliance officer abreast of all regulations. Help periodical training for loan officers to keep them up to date in reference to compliance , lender guidelines etc. Implemented a zero tolerance policy in regards to document authenticity to ensure all loans submitted to lenders were legit. Underwrote mortgage applications and placed them with lenders and assured borrowers were getting best rates available ,based on credit worthiness and ability to repay.

Career medium 05
Career
Career medium 03

Successful Enterprize Inc

Office Manager

Assured office was in compliance with NYS Banking Department by registering and updating all personnel files. assured all files were kept in compliance in order to avoid unnecessary fines and write ups. Handled and maintained accounts payable and receivable. Underwrote mortgage applications and submitted loans according to investor guidelines. Obtained all necessary documents from borrowers and suited to lender for clear to close. Scheduled closings with attorneys and ensured closing packages and funds were wired in order to finalize closing.

Career

Precision Financial Inc

Sr. Processor

Processed and submitted loans to various lenders ensuring all loans met lenders guidelines by following: calculating income via 1040, 1120, and w-2 borrowers , obtained payoffs for liens a nod judgments, addressed all title issues and delivered clean title to lenders, reviewed appraisal and addressed issues with appraiser, worked with lenders and obtained a clear to close, maintained up to date dialogue in system to insure all parties were abreast of docs needed to close. Maintained all loans in compliance according Banking Dept. regulations depending on State.Assisted management as required in order to meat monthly goals.

Career medium 04
Career
Career medium 06

Franklin First

Sr. Processor

Entered loan in system, calculated income, verified employment ,ensured payoffs were current, uploaded to du,or faxed for pre approvals to lenders ,reviewed and cleared any title issues , reviewed appraisals, submitted complete loan packages to prospective lenders, obtained additional documentation to clear loan to close from lender,assured each loan was in compliance after it funded. Scheduled loan to close with closing attorney,lender. Assisted closing attorney as needed to fund loan. Worked with management and processor to insure monthly goals wee met.

Career

Superior Bank FSB

Sr. Processor

Finalized processing of non conforming mortgage applications by reviewing applications for completeness and accuracy. Met daily with loan officers to ensure accurate pipelines. Completed various administrative tasks and worked closely with underwriters and management to set and achieve monthly goals.assisted loan officers and jr. Processors,

Career medium 03
Career
Career medium 05

Local 804 Federal Credit Union

Credit Analyst / Loan Officer

Processed personal loans, home equity loans, and car loans in accordance with the NCUA. Guidelines . Provided credit union members with proper application. Analyzed credit and applications, set up loans in system,approved and disbursed loan funds.Proceessed Cuna disability loan payments, and reviewed reports to verify all monthly loan payments were made.Assisted supervisor with various tasks

Career

LaGuardia Community College

Liberal Arts

26 credits completed