United Wholesale Mortgage
March 2012 — Present
-Qualified in FNMA, FHA, VA, USDA, HUD and RESPA policies
-Verify and update information in destiny is correct per loan approval—review all closing related loan support documents.
-Provide prep package to title company at least three hours prior to scheduled closing. Generate closing doc prep package and review for accuracy and completeness. General closing instructions, HUD 1, loan payment form, funding wire breakdown
-Effectively communicate with Title Company to obtain changes/corrections needed for HUD approval.
-Give HUD approval and forward complete documents to title company/closing agent.—review for compliance and update destiny with additional fees and payees
-Run high cost tests for compliance and work with broker to make adjustments as necessary.
-Verify borrower’s required funds for closing is within underwritings approved tolerance and meets minimum/maximum investment/down payment requirements.
-Disburse file and forward wire request to accounting.