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Why Small-Business Owners Should Offer Pension Plans

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Small-business owners are often so driven to make their companies succeed that they forget to take care of their own retirement. And they sometimes forget to take care of their employees’ retirement, too.

More than one-third of private-sector workers don’t have access to a retirement plan through their workplace, and less than half of businesses with 50 or fewer employees offer such plans. That’s fueling a retirement savings crisis, because many workers don’t save anything outside of employer-sponsored plans.

Small businesses can help by making a fundamental shift in the way they view setting up retirement plans for employees. And they can do it by going old school. It’s time for...

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