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What Good Financial Advice Looks Like

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Good financial advice can help you achieve your life goals. Bad financial advice can cost you a fortune and leave you worse off than if you had tried to go it alone.

Unfortunately, you’re still on your own in trying to determine the good advice from the bad. The U.S. Labor Department has delayed key portions of a fiduciary rule that would require financial advisors to put their retirement-account clients’ interests first. The provisions are set to begin July 1, 2019, but it’s anyone’s guess if that will actually happen.

Officials say they need more time to consider possible changes to the rule, which was crafted under the Obama administration. Opponents of the delay say the rule has already survived legal challenges and a congressional...

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