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Simple Portfolios to Get You to Your Retirement Goals

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You know you need to save for retirement, and you know that generally means investing. The tough question is: Where should you invest your money? There are more than 8,000 mutual funds from which to choose.

Of course, if you’re investing through a workplace retirement plan, such as a 401(k), your choices are more limited. Workers in such plans are offered an average of 28 investment options, according to a report from BrightScope and the Investment Company Institute.

Still, if you feel like the opposite of a savvy stock picker, those 28 choices might seem like 27 too many. Here’s the good news: It doesn’t have to be that complicated. You can create a smart, diversified portfolio with just a handful of mutual funds.

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