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Parent Trap: Supporting an Adult Child Will Cost Both of You

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You can’t blame parents for wanting to help their adult children. But when they fork over cash for their kids’ daily living expenses, parents may jeopardize their children’s long-term financial success — and put their own retirement at risk.

Fifty-six percent of parents with children age 18 or older said they’ve paid for their adult children’s groceries, 40% have covered their health insurance and 21% have paid for rent or housing, according to a new NerdWallet survey, conducted by Harris Poll, of 656 parents with children age 18 and older.

That’s not all. Parents have also helped their adult children in these ways:

39% have paid a cell phone bill

34% helped out with car insurance

32% paid for clothing

20% paid for entertainment


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