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Ask Brianna: What’s the Best Way to Track My Spending?

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“Ask Brianna” is a Q&A column for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to

This week’s question:

“It seems like all my income disappears by the end of the month, and I want to know where it’s going. What’s the best way to keep track of my spending?”

You’ve already come to an important realization: Understanding your expenses will give you greater control over them.

Many people have a tough time getting to that point. Two-thirds of U.S. adults don’t keep a detailed budget that tracks income and expenses, a 2013 Gallup...

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