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Ask Brianna: What If I Really, Really Need My Tax Refund?

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“Ask Brianna” is a column from NerdWallet for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet.com.

This week’s question:

“I really need my tax refund, to cover bills and pay down debt. How can I get it as fast as possible?”

The average individual tax refund was $2,895 in 2017, according to the IRS. I understand why you’d want so much money in your hands ASAP: For the typical American, that would cover rent for about three months, or a car payment for almost six months.

The problem? If you don’t spend it strategically, you could be back in...

Continue reading on www.nerdwallet.com

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