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Ask Brianna: Should We Talk Finances Before We Fall in Love?

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“Ask Brianna” is a Q&A column for 20-somethings or anyone else starting out. I’m here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to

This week’s question:

“I know it’s a good idea to talk about financial habits before getting engaged or married. But how early in a relationship should I broach money topics?”

So much goes through your head when you’re dating someone new. Do they get my “Seinfeld” references? Are they good in bed? Are they saving for the future in an individual retirement account or a 401(k)?

You might think that last one is specific to personal finance columnists....

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