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5 Ways to Rebuild Retirement Savings Later in Life

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One of the top culprits for underwhelming savings later in life is early withdrawals from individual retirement accounts and employer-sponsored plans like the 401(k) and 403(b), experts say. Whatever your reason for taking out that money, the consequences are clear: A 2015 study by the Center for Retirement Research estimated that early withdrawals erode $69,000 from 401(k) and $25,000 from IRA savings and earnings for the average American.

“There are a number of things that can dig a hole in your retirement savings,” says Patricia Jennerjohn, a certified financial planner at Focused Finances in Oakland, California. “But there’s a number of ways to catch up.”

Here are five tips financial planners recommend to ramp up your retirement...

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