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5 Top Benefits of a Roth IRA

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The world of individual retirement savings accounts isn’t exactly known for its rapid innovation process. Consider version 2.0 of the IRA — the Roth IRA. The account’s key features have barely changed since it was rolled out in 1997.

That’s not necessarily a knock. In fact, it could be considered an accomplishment because, all these years later, the benefits of the Roth continue to serve consumers well.

Below are five of the most notable advantages the Roth IRA offers over other retirement accounts.

1. Tax-free retirement income

The most obvious difference between a traditional IRA and the Roth is the tax-savings value proposition. A traditional IRA offers an upfront tax break: Contributions may be deductible in the year they are made to...

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