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5 Signs You’re Getting Bad Financial Advice

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Horrible haircuts grow out, and broken hearts eventually heal. But bad money advice leaves a lasting mark on your bottom line.

Here’s how to spot bad financial counsel — and the folks dishing it — before any damage can be done.

1. The financial advisor doesn’t act in your best interests

Until recently, there was no legal requirement for those dispensing advice about investing for retirement to put the customer’s financial interests before their own. Crazy, right? Then, came the fiduciary rule — a kind of Hippocratic oath for financial professionals. Financial advisors can call themselves fiduciaries only if they avoid conflicts of interests and charge no more than a reasonable fee for their advice.

Ask those you’re considering hiring if...

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