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Naresh Santdasani

Naresh Santdasani

Director - Group Retail Risk

Alfa Bank

Director - Alfa Banking Group (Retail Risk) & Member - Board of Directors (Alfa Bank Kazakhstan)


Alfa Bank

Director - Group Retail Risk

The role, in addition to direct functional responsibility of Retail Risk in Russia, is responsible for oversight of risk policies & strategy of all entities of the Alfa banking group with a view to develop a consistent risk framework across the group. The role determines the optimal risk-reward balance to support expansion of retail banking across the group entities in CIS countries.

Career medium 02

Standard Chartered Bank

Manager Collections

Management of Credit card bad debt recievables, Credit control inputs to risk units.

National Bank of Kuwait

Deputy Head Consumer Lending

Responsible for Product & Risk Strategy for a US 4Bn unsecured Loans portfolio

Anagram Finance


Branch set up, and scaling it up to deliver & service asset based lending, and fund mobilization, in a highly competitive environment in western India.


Regional Scoring & Credit Systems Manger

Position oversees the Personal Financial Services risk strategy in the Middle East region. Role involves developing and enhancing Analytics platform to support PFS growth with a good measure of risk control, with additional responsibilities of optimising use and delivery of Credit systems.

Career medium 03

HSBC India

Head - Risk Policy PFS

Responsible for Credit Strategy for the Retail Bank credit portfolios.

Sardar Patel University

MBA, Marketing Management

Sardar Patel University

Burhani English School

St Xavier's loyolla hall