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Justine De Claro

Justine De Claro

Commercial Credit Analyst

Bank of America Merrill Lynch

San Francisco Bay Area, us

Credit Analyst at Bank of America Merrill Lynch

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Bank of America Merrill Lynch

Commercial Credit Analyst

-Preparation of Spreads and Projections, CCS Analysis, Risk Rating Score Cards and Financial Analysis Summaries on a timely basis: includes reflecting a correct and thorough representation of the clients operations, repayment capacity, and other critical issues, paying particular attention to industry and financial trends and confirming the accuracy of risk ratings and recommending changes as warranted
-Monitoring of client's operating performance/financial condition and proactively identify issues and opportunities, evaluating client's covenant compliance and performance pricing issues that may require modification to approval and legal documentation
-Support with the evaluation of new credit requests, and renewals and expansion of existing credit facilities, including client and industry research
-Ensuring data integrity through accurate input of information to all systems