Owner / Mortgage Broker NMLS: 1016883
September 2008 — Present
Interviews applicant to determine mortgage loan requirement and gather pertinent information for loan application.
Provides loan data to support marketing and sales promotion programs.
Execute effective mortgage marketing plans to meet production goals.
Counsel mortgage clients on various types of mortgage financing and choose a program best suited to their needs.
Assist mortgage loan coordinator with client, attorney, and appraiser document follow up.
Maintain database of clientele through mailings, email campaign, face to face appointments, phone calls, and networking events.
Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
Analyzes applicant financial status, credit, and assets to determine feasibility of granting loan or submits application for verification and recommendation.
Resolves uncertainties relating to customer application information through inquiries with applicant or creditors.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Ensures loan agreements are complete and accurate according to establishment policy.
Timely submission of rate lock.
Identifies and analyzes potential loan markets to develop prospects for consumer loans.
Implements appropriate changes to establishment policies and procedures.