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Isadore Breaux IV

Isadore Breaux IV

Owner / Mortgage Broker NMLS: 1016883

Official Mortgage

Greater Los Angeles Area

Official Mortgage - Mortgage Broker/Owner Hard working. Responsible for originating residential mortgage loans within regulatory standards. My goal is to help homeowners create a cost effective mortgage strategy, provide expertise and service to consumers in purchasing and refinancing real estate utilizing my experience in ...

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Official Mortgage

Owner / Mortgage Broker NMLS: 1016883

Interviews applicant to determine mortgage loan requirement and gather pertinent information for loan application.

Provides loan data to support marketing and sales promotion programs.

Execute effective mortgage marketing plans to meet production goals.

Counsel mortgage clients on various types of mortgage financing and choose a program best suited to their needs.

Assist mortgage loan coordinator with client, attorney, and appraiser document follow up.

Maintain database of clientele through mailings, email campaign, face to face appointments, phone calls, and networking events.

Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.

Analyzes applicant financial status, credit, and assets to determine feasibility of granting loan or submits application for verification and recommendation.

Resolves uncertainties relating to customer application information through inquiries with applicant or creditors.

Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.

Ensures loan agreements are complete and accurate according to establishment policy.

Timely submission of rate lock.

Identifies and analyzes potential loan markets to develop prospects for consumer loans.

Implements appropriate changes to establishment policies and procedures.

Official Realty Inc. BRE: 01854033

Real Estate Broker BRE: 01836204

Advising clients on the suitability and value of the residences, presenting condominium residences to clients for consideration, presenting condominium residences to clients for consideration, promoting sale of properties through advertisements, open houses, and listing services, advising clients on market conditions, prices, legal requirements and other related matters, meeting with clients and determining their standards and requirements for purchasing residences, promoting sale of properties through advertisements, open houses, and listing services, accompany clients during visits to and inspections of residences.

Official Music Group LLC.

President

Strategize, conceptualize and execute company wide policy and business plans. I also handle the daily on-goings of the company including everything from staff and committee organization, management, and collaboration.