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Georgetta Lee Pless MBA, MM

Georgetta Lee Pless MBA, MM

Home Preservation Underwriter/CLU3

Wells Fargo Home Mortgage

Underwriter / Credit Analyst / Commercial and Consumer Lending / Financial Services Industry Professional

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Arizona State Fund Workers' Compensation Insurance

Office Assistant of Central Files

*Provided customer service support to claims and central files departments.
*Processed request from claimants, attorneys and State Fund departments and personnel to review files and other documentation.
*Updated computer database.

Career medium 06
Career

Arizona State Fund Workers' Compensation Insurance

Office Assistant, Senior of Policy Administration/Underwriting

Clerical Support - typed correspondence, endorsements and memos; answered phones

Arizona State Fund Workers' Compensation Insurance

WCI Insurance Specialist/Service Representative

*Provided customer service support to prospective and current policyholders, accountants, and competitive insurance agents.
*Quoted insurance premiums based on industry risk and job function.
*Completed applications for workers' compensation coverage.
*Added policy endorsements.

Career medium 01
Career
Career medium 03

Wells Fargo Bank, N.A.

Customer Service Representative III (Banker Connection)

Served as main point of contact ensuring a higher level of customer satisfaction for internal customers (team members) to effectively meet his or her day-to-day operational needs.

Career

Wells Fargo Home Mortgage

Mortgage Loan Processor

Served as main point of contact for the customer from the loan transaction entry to funding with total accountability for the customer experience.

*Managed pipeline of 30-100+ Home Equity applications on a weekly-to-monthly basis, ranging from $10K up to $500K.

Career medium 01
Career
Career medium 01

Wells Fargo Corporate Trust

Securities Administrative Services Analyst II - GNMA

*Parallel processed loans for each servicer and pool, reconciling to servicer reports.
*Consolidated servicer level of reporting to security level reporting.
*Ensured each servicer properly calculated all rate and payment adjustments correctly.

Career

Wells Fargo Bank, N.A., SBA Lending Division

SBA Loan Documentation Consultant

Processed loan application and closing packages for SBA 7(a), 504, Low Doc, CLP, Express, and GP transactions.

*Closed 18 units for the last quarter of over $6.5MM in the first 8 months of the position.

Career medium 03
Career

Stearns Bank

Commercial Loan Processor

Processed loan applications and closing packages for commercial real estate transactions.

Stearns Bank

Commercial Credit Analyst/Underwriter

*Assess the creditworthiness of commercial credit transactions addressing the five c's of credit: character, capacity, capital, collateral, and conditions.
*Used financial analysis techniques, such as ratio and trend analysis to determine the ability of the company to meet its short and long term financial obligations.

Career medium 02
Career
Career medium 01

Sunrise Bank of Arizona (formerly Camelback Community Bank)

Account Analyst I

Hybrid position - Note Teller/Specialist, Loan Clerk, Loan Specialist/Support Specialist, Lending Assistant, and Credit Analyst/Underwriter.

**Assess the risk of commercial credit transactions; spread financial statements in Buker’s & Moody’s; pulled credit reports from Experian; completed annual credit file reviews;

**loan payment processing; participation payment processing; distribute daily reports and notices/bills/statements; handled customer & other bank personnel inquiries; handled commercial credit verifications, verification of deposits & relationship inquiries; prepares payoff quotes, loan balances, interest paid, loan history and payment information as requested; research & correct technical exceptions; process loan entry and system maintenance; maintained tickler system; mail, filing and other loan support/general administrative/clerical duties as requested

Career

Sunrise Bank of Arizona

Commercial Credit Analyst II/Underwriter

*Assess the creditworthiness of commercial credit transactions addressing the five c's of credit: character, capacity, capital, collateral, and conditions.
*Used financial analysis techniques, such as ratio and trend analysis to determine the ability of the company to meet its short and long term financial obligations.

Career medium 05
Career
Career medium 01

Wells Fargo Home Mortgage, Consumer Lending Division

Home Loan Underwriter 3 of Centralized Fulfillment, H.O.M.E. Team

Assess the probability of default using layered risk credit analysis and decision model platforms.

*Achieved 4C decision level underwriting authority for independent decision making up to $1MM.

Career

Wells Fargo Home Mortgage

Home Preservation Underwriter/CLU3

Loss Mitigation/Default Decisioning, integral part of servicing operations, designed to cure the borrower(s) delinquency, when financially feasible, and to minimize potential losses prior to foreclosure.

Review financial, income, credit and expense documentation along with modification documents in order to decision temporary or permanent relief options that consider the nature of the borrower's hardship along with the borrower's ability and willingness to make modified mortgage payments.

**Achieved Level A Decisioning (Delegation of Authority)**

Career medium 03
Career

Grand Canyon University

Bachelor of Business Administration (B.B.A.), Finance

University of Phoenix - Online

Master of Business Administration (M.B.A.), Technology Management

University of Phoenix - Online

Master of Management (MM), Management

University of Maryland University College

Certificate, Financial Management in Organizations

University of Maryland University College

Master of Science (MS), Accounting and Financial Management

University of Maryland University College

Certificate, Accounting