There are a lot of things to admire about Jennifer Lawrence. She has an amazing career—a franchise and an Oscar in one year? Amazing! She has been praised for her ability to come across as relatable despite her uber-fabulous life (something many of her fellow female celebrities struggle with). She is hilarious. She tripped up the stage going to the Oscars (all of America felt like they were tripping with her). She has a great fashion sense. She is honest. And now we have found something else to admire about her: She is very thrifty when it comes to finances.

Though she is making about $10 million for her next film, The Hunger Games: Catching Fire, she is not out buying Birkin bags in every color of the rainbow (not to point fingers, but a family whose name rhymes with Mardashian does that every week). The 22-year-old is choosing to spend her money very wisely, according to Business Insider.

“I was raised to have value for money, to have respect for money, even though you have a lot of it,” she told the British magazine Fabulous last month. “My family is not the kind of family that would ever let me turn into an a**hole or anything like that, so I am fortunate to have them.”

Some of Lawrence’s examples of frugality include buying a new Chevy Volt for only $39,000 and living in the same three-bedroom apartment that she got when she first moved to L.A. several years ago. The actress prefers to skip valet, parking her own car. She also likes to save extra money by clipping coupons. This is just so impressive, especially in light of celebrities that buy $3,000 shoes.

Though she made between $2 and $7 million last year, she is not totally changing her lifestyle, which I think is good both for her piggy bank and for her emotional well-being. Show business is tough, and though Lawrence is on top right now, and I think she will have an amazing career, you just never know. One day you’re Jennifer Lawrence, the next day you are Lindsay Lohan. It is a fickle business.

Basically, it comes down to the fact that Lawrence is being really smart about her money. Being frugal comes so naturally to her that she freaked out when she realized she accidentally ordered a $500 bag of Gummy Bears while hanging out with Lenny Kravitz. But people do crazy things when they are with Lenny Kravitz, and for sugar, so we will forgive her for that one.

So, what can we learn from Lawrence?

Stacy Francis, President and CEO of Francis Financial, told Levo, ”We love that Jennifer Lawrence is rather frugal. Consumers are cutting back their costs on luxury expenses like entertainment, dinners out, and even reducing the number of times they use their car. With the extra money they are trying to cushion their nest eggs and build an emergency fund covering three to six months of their living expenses.”

With women making less money but living longer than men, these are things we really need to think about.

“Women weren’t necessarily raised to think about money,” said Amanda Steinberg, Chief Executive Officer of DailyWorth.com, a site dedicated helping to women with their personal finances. “The message from the media and Disney has always been be a good wife, be a good mom, and money is up to the man.”

Steinberg spoke about personal finance issues for women recently during Office Hours on Levo. ”I was really good at making money and really good at spending it. When I turned 30, I was really frustrated with the amount of money I was making and the fact that I didn’t have any.” Having a financial plan is really important.

Francis said, “The primary questions that consumers are asking to help their dollar go further include:

  • Could I, for a short period of time, find a way to spend less money on that expense?
  • Could I do that activity less often?
  • Could I do that activity at a less expensive location?
  • Could I find a way to gain the same benefit but spend less money?”

So next time you are about to make a purchase just think, what would J-Law do? May the odds be ever in your favor.

What do you think of Jennifer Lawrence’s frugality? Tell us in the comments!